Understanding Loss of Use Coverage in Homeowners Insurance
Loss of use coverage pays for the costs incurred if your home is rendered unlivable due to a covered peril. It covers expenses like hotel stays and meals to help you maintain your standard of living during repairs.
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By Mark Fitzpatrick
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Head of Insurance, MoneyGeek
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including [CNBC](https://www.cnbc.com/2020/04/15/cant-keep-up-with-insurance-premiums-heres-what-to-do.html), [NBC News](https://www.nbcnews.com/business/autos/flooded-cars-are-problem-their-owners-future-car-buyers-n1278493) and [Mashable](https://mashable.com/article/tesla-insurance-rates). Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
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Edited by Megan Hull
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Megan Hull is committed to creating quality content that fills in knowledge gaps and improves people’s lives. Previously, she worked at one of the nation’s largest behavioral health care providers and has written content for medical practices across the country. She went to school at the University of Central Florida, where she studied English with a focus in technical communications and literature. Megan geeks out on psychology, cooking and secondhand finds.
